Buying your first home can seem at times like a never-ending struggle and can seem to go on forever. It is confusing, and you are more than likely to come across some stumbling blocks along the way.
Google everything! That’s literally what I did – and I found that even different sites offer different opinions, it is better than not knowing anything!
The type of mortgage you choose will make a difference to the amount that you repay every month, so you need to think it through carefully.
Mortgage affordability rules mean that lenders take into account not only how much you are earning, but how much you are spending.
If you’re a first time buyer, the government will give you £3,000 towards the deposit on your home, for free.
You will turn in to your mother on this point – start making lists and moving house checklists!
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